Terms of Service
Last updated: 2026
Texas 65 Guidance ("we," "us," or "our") is a registered DBA (Doing Business As) of Ernest Gutierrez, a sole proprietorship and licensed insurance agency. By accessing or using our website and services, you agree to these Terms of Service. If you do not agree, please do not use our website or services.
Contents
1. Acceptance of Terms
These Terms of Service ("Terms") form a binding agreement between you and Ernest Gutierrez, doing business as Texas 65 Guidance. Your use of our website, forms, booking tools, and services constitutes acceptance of these Terms and our Privacy Policy.
2. Our Services
Texas 65 Guidance provides independent guidance and assistance with Medicare and health insurance products as a licensed insurance agency. This is a solicitation for insurance. A licensed insurance agent may contact you. We do not offer every plan available in your area; any information we provide is limited to those plans we do offer in your area.
3. No Government Affiliation
Texas 65 Guidance is not connected with or endorsed by the U.S. government, the federal Medicare program, or any state agency. To review all of your options, contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227).
4. Communications Consent
By providing your contact information and submitting a form, booking an appointment, or otherwise requesting contact, you agree that Texas 65 Guidance and its authorized representatives may contact you at the phone number and email address you provide — including by phone call, text message, and email — regarding your inquiry, appointments, and Medicare and health insurance plan options.
Where you provide express written consent (for example, by checking a marketing consent box), we may contact you using automated technology, including an automatic telephone dialing system (ATDS) and prerecorded or artificial voice messages. Consent to receive marketing communications is not a condition of purchase or enrollment. This consent applies even if your number is listed on a state or federal Do Not Call registry. You may revoke consent at any time as described below.
5. SMS / Text Messaging Terms
If you opt in to receive text messages, the following terms apply:
- Program: Texas 65 Guidance sends account, appointment, and (where consented) marketing text messages related to Medicare and health insurance guidance.
- Message frequency varies based on your interaction with us.
- Message and data rates may apply, depending on your mobile carrier and plan.
- Opt out: reply STOP at any time to stop receiving text messages. Help: reply HELP for assistance, or contact us using the details below.
- Consent to receive text messages is not a condition of any purchase or service.
- You confirm you are at least 18 years old and are the subscriber or customary user of the phone number you provide.
No sharing of mobile information. Mobile information and consent records (including phone numbers and SMS opt-in data) will not be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors and service providers in support of our Services (such as CRM, calendar, messaging, or compliance providers) is permitted only for the purpose of delivering those Services to you.
6. Eligibility
You must be at least 18 years old and a U.S. resident to use our services. By using our website, you represent that you meet these requirements.
7. Your Responsibilities
- Provide accurate and complete information;
- Use our website and services only for lawful purposes;
- Not misuse, disrupt, or attempt to gain unauthorized access to our systems.
8. Intellectual Property
All content on this website, including text, graphics, logos, and design, is owned by or licensed to Ernest Gutierrez and is protected by applicable intellectual property laws. You may not reproduce or distribute it without our permission.
9. Disclaimers
Our website and services are provided "as is" and "as available." Information on this site is for general educational purposes and is not a substitute for personalized advice from a licensed agent. Plan availability, benefits, and costs are determined by the insurance carriers and may change. We do not guarantee eligibility, coverage, or any particular outcome.
10. Limitation of Liability
To the fullest extent permitted by law, Ernest Gutierrez and Texas 65 Guidance will not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services.
11. Third-Party Links
Our website may link to third-party sites, including Medicare.gov and insurance carrier websites. We are not responsible for the content or practices of those sites.
12. Changes to These Terms
We may update these Terms from time to time. Changes are effective when posted on this page. Your continued use of our website or services after changes are posted constitutes acceptance of the revised Terms.
13. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles. Any disputes will be handled in the state or federal courts located in Texas.
14. Contact Us
- Texas 65 Guidance (a DBA of Ernest Gutierrez)
- 6910 Windy Way Dr, Corpus Christi, TX 78413
- Phone: (361) 944-7375
- Email: [email protected]
Medicare Disclaimer: Texas 65 Guidance (a DBA of Ernest Gutierrez) is a licensed insurance agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. Not connected or affiliated with any United States Government or State agency. This is a solicitation for insurance. A licensed insurance agent may contact you.